:root{--navy:#0b2238;--navy2:#12324f;--blue:#1d6fb8;--blue2:#155a96;--sky:#eaf3fb;--orange:#e8590c;--orange2:#c64a08;
--ink:#16212e;--ink2:#3f4b59;--mute:#6a7684;--line:#e2e8ef;--bg2:#f5f8fb;--ok:#2f9e44;--warn:#f08c00;--bad:#e03131;
--r:14px;--sh:0 10px 30px rgba(11,34,56,.08);--wrap:1180px;--font:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font);color:var(--ink);background:#fff;line-height:1.7;font-size:17px}
img{max-width:100%;height:auto;display:block}a{color:var(--blue2);text-underline-offset:3px}a:hover{color:var(--orange2)}
h1,h2,h3{color:var(--navy);line-height:1.22;letter-spacing:-.01em}
h1{font-size:clamp(1.9rem,3.6vw,2.75rem);margin:.2em 0 .45em;font-weight:800}
h2{font-size:clamp(1.45rem,2.4vw,1.9rem);margin:0 0 .6em;font-weight:800}
h3{font-size:1.14rem;margin:1.2em 0 .4em;font-weight:700}
p{margin:0 0 1em}ul,ol{padding-left:1.2em}li{margin-bottom:.35em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--navy);color:#fff;padding:10px 16px;z-index:200}.skip-link:focus{left:12px;top:12px}
/* topbar + header */
.topbar{background:#071827;color:#a9c4dc;font-size:.82rem}
.topbar-row{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:7px 20px}
.topbar-loc{display:flex;align-items:center;gap:7px}.topbar-call{color:#fff;font-weight:700;text-decoration:none;white-space:nowrap}
.site-header{background:var(--navy);position:sticky;top:0;z-index:100;box-shadow:0 2px 14px rgba(0,0,0,.18)}
.header-row{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:12px 20px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:#fff}
.brand strong{display:block;font-size:1.08rem;line-height:1.1}.brand small{display:block;color:#9fbad3;font-size:.74rem}
.main-nav{display:flex;align-items:center;gap:22px}.main-nav ul{display:flex;gap:20px;list-style:none;margin:0;padding:0}
.main-nav li{margin:0}.main-nav a{color:#dbe7f2;text-decoration:none;font-weight:600;font-size:.93rem}.main-nav a:hover,.main-nav a[aria-current]{color:#fff}
.nav-toggle{display:none;background:none;border:1px solid #2c4a68;color:#fff;font-size:1.4rem;border-radius:8px;padding:4px 11px;cursor:pointer}
@media(max-width:980px){.nav-toggle{display:block}.main-nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--navy);flex-direction:column;align-items:flex-start;padding:16px 20px 22px;gap:16px}
.main-nav.open{display:flex}.main-nav ul{flex-direction:column;gap:12px}.topbar-loc{font-size:.74rem}}
@media(max-width:560px){.topbar-loc{display:none}.topbar-row{justify-content:center}}
/* buttons */
.btn{display:inline-flex;align-items:center;gap:8px;font-weight:700;text-decoration:none;border-radius:999px;padding:14px 24px;font-size:1rem;line-height:1;transition:background .15s}
.btn-primary{background:var(--orange);color:#fff}.btn-primary:hover{background:var(--orange2);color:#fff}
.btn-ghost{border:2px solid rgba(255,255,255,.55);color:#fff}.btn-ghost:hover{background:rgba(255,255,255,.1);color:#fff}
.btn-light{background:#fff;color:var(--navy)}.btn-light:hover{background:var(--sky);color:var(--navy)}
.btn-sm{padding:10px 16px;font-size:.92rem}
/* breadcrumbs */
.breadcrumbs{background:var(--bg2);border-bottom:1px solid var(--line);font-size:.86rem}
.breadcrumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;margin:0;padding:10px 0}
.breadcrumbs li{margin:0;color:var(--mute)}.breadcrumbs li+li:before{content:"/";margin-right:6px;color:#aab6c2}.breadcrumbs a{color:var(--ink2);text-decoration:none}
/* hero */
.hero{background:radial-gradient(1200px 500px at 85% 0%,#1b4b77 0%,transparent 60%),linear-gradient(160deg,var(--navy) 0%,#0e2b46 100%);color:#e6eef6;padding:54px 0 60px}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:46px;align-items:center}
.hero h1{color:#fff}.hero-intro p{color:#cfdeeb;font-size:1.08rem}.hero-intro strong{color:#fff}
.eyebrow{display:inline-block;background:rgba(232,89,12,.16);color:#ffb488;font-weight:700;font-size:.8rem;letter-spacing:.06em;text-transform:uppercase;padding:6px 12px;border-radius:999px;margin:0}
.hero-ctas{display:flex;flex-wrap:wrap;gap:12px;margin:22px 0 10px}
.hero-chips{list-style:none;display:flex;flex-wrap:wrap;gap:8px;padding:0;margin:16px 0 0}.hero-chips li{margin:0;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);padding:6px 12px;border-radius:999px;font-size:.84rem;color:#dbe7f2}
.hero-figure{margin:0;border-radius:18px;overflow:hidden;box-shadow:0 24px 60px rgba(0,0,0,.35);border:1px solid rgba(255,255,255,.12)}
@media(max-width:900px){.hero-grid{grid-template-columns:1fr}.hero{padding:36px 0 40px}}
/* layout */
.page-body{display:grid;grid-template-columns:minmax(0,1fr) 290px;gap:46px;padding:46px 0}
.page-body.no-side{grid-template-columns:minmax(0,1fr)}
.sidebar{position:relative}.side-sticky{position:sticky;top:96px;display:flex;flex-direction:column;gap:18px}
@media(max-width:1000px){.page-body{grid-template-columns:1fr}.sidebar{order:-1}.side-sticky{position:static}}
.content-sec{padding:6px 0 26px;border-bottom:1px solid var(--line);margin-bottom:30px}.content-sec:last-child{border-bottom:0}
.content-sec.alt{background:var(--bg2);border:0;border-radius:var(--r);padding:28px 26px}
.lead-p{font-size:1.08rem;color:var(--ink2)}
.toc{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:18px 20px;box-shadow:var(--sh)}
.toc-title{font-weight:800;color:var(--navy);margin-bottom:8px}.toc ol{margin:0;padding-left:1.1em;font-size:.92rem}.toc li{margin-bottom:6px}.toc a{text-decoration:none;color:var(--ink2)}.toc a:hover{color:var(--blue)}
.side-call{background:var(--navy);color:#dbe7f2;border-radius:var(--r);padding:22px}.side-call p{margin:0 0 12px}.side-call strong{color:#fff;font-size:1.1rem;display:block;margin-bottom:6px}
.answer-box{background:var(--sky);border-left:5px solid var(--blue);border-radius:10px;padding:18px 22px;margin:0 0 26px}
.answer-q{font-weight:800;color:var(--navy);margin-bottom:6px}.answer-a{margin:0;color:var(--ink)}
.feature-grid{display:grid;gap:16px;margin:16px 0}.cols-2{grid-template-columns:repeat(2,1fr)}.cols-3{grid-template-columns:repeat(3,1fr)}.cols-4{grid-template-columns:repeat(4,1fr)}
@media(max-width:820px){.cols-3,.cols-4{grid-template-columns:repeat(2,1fr)}}@media(max-width:560px){.cols-2,.cols-3,.cols-4{grid-template-columns:1fr}}
.feature{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:18px 18px 8px}.feature h3{margin-top:0;font-size:1.04rem}.feature p{font-size:.95rem;color:var(--ink2)}
.steps{list-style:none;padding:0;margin:18px 0;counter-reset:s}.steps li{display:flex;gap:16px;margin-bottom:18px}
.step-num{flex:0 0 40px;height:40px;border-radius:50%;background:var(--blue);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center}
.steps h3{margin:4px 0 4px}.steps p{margin:0;color:var(--ink2)}
.checklist{list-style:none;padding:0;margin:12px 0 18px}.checklist li{position:relative;padding-left:30px;margin-bottom:10px}
.checklist li:before{content:"";position:absolute;left:0;top:6px;width:18px;height:18px;border-radius:50%;background:var(--ok)}
.checklist li:after{content:"";position:absolute;left:6px;top:10px;width:6px;height:9px;border:solid #fff;border-width:0 2px 2px 0;transform:rotate(45deg)}
.checklist.x li:before{background:var(--bad)}.checklist.x li:after{left:5px;top:13px;width:9px;height:0;border-width:0 0 2px 0;transform:none}
.table-wrap{overflow-x:auto;margin:14px 0 20px;border:1px solid var(--line);border-radius:12px}
table{width:100%;border-collapse:collapse;font-size:.94rem;min-width:520px}th,td{padding:12px 14px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--bg2);color:var(--navy);font-weight:700}tr:last-child td{border-bottom:0}
.callout{border-radius:12px;padding:16px 20px;margin:18px 0}.callout p{margin:0}.callout-title{font-weight:800;margin-bottom:4px!important}
.callout.warn{background:#fff4e6;border:1px solid #ffd8a8;color:#7a3e00}.callout.info{background:var(--sky);border:1px solid #c5dcf1;color:#173c5e}
.callout.danger{background:#fff0f0;border:1px solid #ffc9c9;color:#7d1a1a}
.cat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:16px 0}@media(max-width:720px){.cat-grid{grid-template-columns:1fr}}
.cat{border-radius:12px;padding:16px 18px;border:1px solid var(--line)}.cat h3{margin:0 0 6px;font-size:1rem}.cat p{margin:0;font-size:.93rem}
.cat.c1{background:#ebfbee;border-color:#b2f2bb}.cat.c2{background:#fff9db;border-color:#ffec99}.cat.c3{background:#fff0f0;border-color:#ffc9c9}
.mid-cta{display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap;background:linear-gradient(135deg,var(--navy),var(--navy2));color:#dbe7f2;border-radius:var(--r);padding:20px 24px;margin:26px 0}
.mid-cta p{margin:0;font-weight:600;max-width:640px}
figure.inline{margin:18px 0 22px;border-radius:var(--r);overflow:hidden;border:1px solid var(--line)}figure.inline figcaption{font-size:.86rem;color:var(--mute);padding:10px 14px;background:var(--bg2)}
.faq-list{margin-top:10px}.faq{border:1px solid var(--line);border-radius:12px;margin-bottom:10px;background:#fff}
.faq summary{cursor:pointer;list-style:none;padding:16px 48px 16px 18px;position:relative}.faq summary::-webkit-details-marker{display:none}
.faq summary h3{margin:0;font-size:1.02rem}.faq summary:after{content:"+";position:absolute;right:18px;top:12px;font-size:1.5rem;color:var(--blue);font-weight:700}
.faq[open] summary:after{content:"\2212"}.faq-a{padding:0 18px 14px;color:var(--ink2)}.faq-a p{margin:0}
.refs{background:var(--bg2);border-radius:12px;padding:18px 22px;font-size:.9rem;margin-top:10px}.refs-title{font-weight:800;color:var(--navy);margin-bottom:6px}.refs ul{margin:0 0 8px}.refs-note{color:var(--mute);margin:0}
/* cards with images */
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}@media(max-width:900px){.svc-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:560px){.svc-grid{grid-template-columns:1fr}}
.svc-card{background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;box-shadow:var(--sh);display:flex;flex-direction:column;text-decoration:none;color:inherit;transition:transform .15s}
.svc-card:hover{transform:translateY(-3px)}.svc-card img{aspect-ratio:16/10;object-fit:cover;width:100%}
.svc-card .svc-body{padding:16px 18px 18px}.svc-card h3{margin:0 0 6px;font-size:1.04rem}.svc-card p{margin:0;font-size:.93rem;color:var(--ink2)}
.svc-card .more{display:inline-block;margin-top:10px;font-weight:700;color:var(--blue2);font-size:.9rem}
.band{padding:56px 0}.band.alt{background:var(--bg2)}.band-head{max-width:760px;margin-bottom:26px}.band-head p{color:var(--ink2)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}@media(max-width:860px){.split{grid-template-columns:1fr}}
.split figure{margin:0;border-radius:var(--r);overflow:hidden;box-shadow:var(--sh)}
.zip-list{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:12px 0 16px}.zip-list li{margin:0;background:var(--sky);color:var(--navy);font-weight:700;font-size:.88rem;padding:6px 12px;border-radius:999px}
.city-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:10px 18px;list-style:none;padding:0}@media(max-width:820px){.city-grid{grid-template-columns:repeat(2,1fr)}}
.city-grid li{margin:0}.city-grid a{display:block;padding:10px 14px;border:1px solid var(--line);border-radius:10px;text-decoration:none;font-weight:600;color:var(--navy);background:#fff}.city-grid a:hover{border-color:var(--blue)}
.city-grid small{display:block;color:var(--mute);font-weight:500;font-size:.8rem}
.region-h{margin-top:28px}
.cta-band{background:linear-gradient(135deg,var(--orange) 0%,#d9480f 100%);color:#fff;text-align:center;padding:52px 0}.cta-band h2{color:#fff}.cta-band p{color:#fff3ea;max-width:700px;margin:0 auto 20px}
/* footer */
.site-footer{background:#071827;color:#9fb6cb;padding:52px 0 90px;font-size:.92rem}.site-footer a{color:#cfe0ef;text-decoration:none}.site-footer a:hover{color:#fff}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:30px}@media(max-width:860px){.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:520px){.footer-grid{grid-template-columns:1fr}}
.footer-logo{display:flex;align-items:center;gap:10px;color:#fff;font-weight:800;font-size:1.1rem}.footer-h{color:#fff;font-weight:700;margin-bottom:10px}
.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li{margin-bottom:8px}.footer-phone{font-weight:800;font-size:1.1rem;color:#fff!important}
.footer-note{border-top:1px solid #1b3247;margin-top:30px;padding-top:18px;font-size:.84rem;color:#7f97ad}.footer-copy{font-size:.84rem;color:#7f97ad;margin:0}
.sticky-call{display:none;position:fixed;left:12px;right:12px;bottom:12px;background:var(--orange);color:#fff;text-align:center;font-weight:800;padding:15px;border-radius:999px;text-decoration:none;z-index:150;box-shadow:0 8px 24px rgba(0,0,0,.25)}
@media(max-width:760px){.sticky-call{display:block}}
.prose-narrow{max-width:820px}
.hero-intro a{color:#ffc9a3}.hero-intro a:hover{color:#fff}
.link-cols{columns:2;column-gap:28px;padding-left:1.1em}@media(max-width:600px){.link-cols{columns:1}}